Loan Options
Loan Calculators
Lender Rates
Stamp Duty
First Home Owners Grant
Our Strategic Partners
A First Home Owner’s Grant (FHOG) has been made available to assist first home buyer’s with the associated costs to enter into home ownership. The home purchased/constructed must be a new or established dwelling including a house, flat, unit, townhouse or apartment anywhere in Australia that meets local planning standards. The dwelling must be used as your principal place of residence within 12 months of the date of settlement in the case of an established home, or for a new home, 12 months from the date construction is completed.
The FHOG eligibility criteria are generally that:
• the applicant be a natural person;
• the applicant be at least 18;
• the applicant be an Australian citizen or permanent resident;
• the applicant or their spouse must not have received an earlier grant;
• the applicant or their spouse must not have had a prior interest in residential property;
• the applicant must occupy the home to which the application relates as the applicant’s principal place of residence for a continuous period of at least 6 months (or a shorter period approved by the Commissioner) commencing within 12 months of completion of the eligible transaction (or within a longer period approved by the Commissioner).
Housing Grants may vary from State to State, therefore it is important to check with us regarding the level of Grant available to you.
The FHOG eligibility criteria are generally that:
• the applicant be a natural person;
• the applicant be at least 18;
• the applicant be an Australian citizen or permanent resident;
• the applicant or their spouse must not have received an earlier grant;
• the applicant or their spouse must not have had a prior interest in residential property;
• the applicant must occupy the home to which the application relates as the applicant’s principal place of residence for a continuous period of at least 6 months (or a shorter period approved by the Commissioner) commencing within 12 months of completion of the eligible transaction (or within a longer period approved by the Commissioner).
Housing Grants may vary from State to State, therefore it is important to check with us regarding the level of Grant available to you.












