The Midas Team

The Midas Team

Marion and the Team

Midas Home Loans Team

A great team leads to great results. At Midas Home Loans, we have a truly fantastic team!

Marion Kilsby


Principal | AFP DipFP DipFS (FMBM) CA | LinkedIn

From the moment you meet Marion, you feel like you’re in the company of an old friend. Her dazzling smile exudes warmth and understanding, and just like a good friend, she genuinely cares.

Perhaps it’s because she’s faced more than her own fair share of challenges in life that Marion has developed not only incredible determination and strength of character, but also incredible empathy and compassion.

As the Principal of Midas Home Loans, Marion brings these traits to everything she does. Her ability to rebuild the financial and emotional wellbeing of her clients has earned Marion tremendous respect from peers and clients alike – which is evident from the gratitude and affection Marion’s clients have for her.

Of course, Marion’s exceptional people skills are also backed by years of financial experience. Marion first entered the financial services industry in 1974, has been an active principal in the mortgage origination and finance broker industry since 1995 and has many years of consumer, business and corporate lending experience behind her. Midas Home Loans holds its own Australian Credit Licence.

Marion’s financial accreditations and memberships include:

  • Diploma of Financial Planning
  • Diploma of Financial Services – Finance/Mortgage Broking Management
  • Associate and Practitioner Member of the Financial Planning Association of Australia (FPA)
  • Full Member of the Mortgage & Finance Association of Australia (MFAA)
  • Member of the Professional Lender’s Association Network (PLAN Australia)
  • Authorised Representative of MLC Financial Planning, a division of GWM Adviser Services Licensed Dealer in Securities

With a compassionate and holistic approach to finance, Marion firmly believes that as a finance professional it is essential to provide her mortgage clients with sound financial planning and qualified professional advice – and that anything less is unprofessional and disrespectful!

Whether it’s creating affordable solutions for clients finding it difficult to manage their debt, or helping others establish appropriate levels of insurance (or process a claim), Marion and her Midas team are there for her clients every step of the way, helping them achieve their dreams.

Trevor Cox


Practice Manager

Trevor is a man with a sharp mind, broad vision, and a kind heart.

Having spent 20 years as a paramedic helping people in physical need, Trevor eventually changed track and undertook studies to become an Accredited Mortgage Consultant. Now he helps people in a whole new way.As Practice Manager for Midas Home Loans, Trevor primarily oversees the day to day business operations and with the business constantly evolving, uses his keen insight to constantly develop fresh strategies to drive the business to new goals. By seeking out and embracing new technologies, Trevor is able to quickly and effectively devise clever solutions to keep Midas established as an industry leader.

With Trevor managing the daily business operations and providing additional support, Marion and the team are free to focus their attention on the most integral and exciting part of the business – their clients.

Shem Balshaw

BEc DipFS(FP) DipFS(FMBM) CA | Credit Adviser

Shem BalshawShem brings an impressive array of skills and experience to the Midas Team. Shem holds a Bachelor of Economics, along with a Diploma of Financial Services (Financial Planning) and (Finance/Mortgage Broking Management)

Drawing on his experience, enthusiasm, determination and active listening skills, Shem is a strong negotiator to have working on your behalf. He is committed to matching your needs with the right lending product and debt structure. Shem’s goal is to make the lending process stress-free, helping to secure your financial future.

Shem is active within the local sports community, coaching local junior footballers and playing Senior Football. We’re proud of the compassion and dedication he shows within the community, to our clients, and to his ongoing professional development.

Jason Flavel

AFP ADFP Dip FS (FMBM) CA | Senior Financial Planner & Credit Adviser

Jason FlavelJason is our resident life insurance expert. His ultimate goal is to become a Life Risk Specialist to assist the majority of Australians he believes aren’t adequately covered in this area.

Jason has years of financial industry experience with certifications including: Advanced Diploma of Financial Planning; Diploma of Financial Services (Finance & Mortgage Broking Management). Jason is also currently studying his Graduate Diploma in Financial Planning.

If you need affordable life risk solutions to cover you for Income Protection, Trauma/Critical Illness and Death, have a chat with Jason. His wealth of experience and engaging nature will make it easy for you to relate and understand the strategies he recommends for your circumstances.


Josie Lawrence

CA / Credit Adviser

Josie joined our team in early 2013, quickly recognising her keen interest in mortgage related matters to undertake her studies to achieve her Diploma of Financial Services (Finance & Mortgage Broking Management). Josie works cohesively with Shem Balshaw and the rest of our team, ensuring your home loan or other loans are in the best possible structure. She is engaging yet professional, quickly making you feel at ease.